Who we are

Asto Business Capital is a flexible way to access funding on your terms. It provides you with an up front, no cost and no obligation credit limit so you can see how much your business can borrow. Then you can access the funding you need, when you need it, to help fill cash flow gaps, buy extra stock, invest in your short-term business needs, or cover costs while waiting for customers to pay you.


Who we fund

We’re here to help all sorts of businesses and people who work for themselves anywhere in the UK. All you need to be is:

To be a sole trader or a private limited company (UK Registered)
To be over 18 and UK resident
The company, owners and directors to have good credit history and no bankruptcy declarations in the last 3 years


Why businesses like working with us

Flexibility: You’re in control. You decide how much you use, which day of the month to pay, and there’s no early repayment fees
Simple application: We need just a few details about you and your business. You’ll get a quick decision at no cost or obligation
Clear pricing: See the total amount you can access upfront and only pay for the money you borrow. No hidden fees or charges
Part of Santander: We’re proud to be part of the Santander family, whose purpose is to help people and businesses prosper

Product Info

Product Type: Flexible Business Loan

Product Description: Borrow a fixed amount of money and repay it by monthly instalments over the term you select

Minimum Loan Term: 6 months

Maximum Loan Term: 1 year

Minimum Loan Amount: £150

Maximum Loan Amount: £150,000