Who we are

We are an SME-friendly finance provider offering competitive rates. Over the last 13 years we've developed a comprehensive range of funding products designed to help businesses across the full range of industries, and tailor the best solution for their needs.

With headquarters in Bristol, our team covers the whole of the UK from our network of regional offices.

Who we fund

With our Factoring and Invoice Discounting services we can release up to 90% of the cash that a business has tied up in unpaid invoices, especially helpful for companies in manufacturing, wholesaling, distribution, engineering, printing and business services. Ultimate Recruitment Finance and Ultimate Construction Finance offer this service, but specifically tailored to meet the unique requirements of those industries.

Ultimate Trade Finance helps retailers, importers, distributors, exporters and manufacturers fund the purchase of goods from overseas and UK based suppliers.

Ultimate Business Cash is an online platform that provides virtually any business with fast, flexible and affordable access to short-term business loans.

Why businesses like working with us

We're a flexible and helpful team that specialises in giving small and medium sized businesses the support they need to respond swiftly to changing situations. With an eagerness to see our clients succeed and with experienced staff with the freedom to use their own initiative, people tell us we're a breath of fresh air.

Because we have such a wealth of experience across a variety of different industries, and a broad portfolio of products and options, we are better equipped to accommodate the needs of our clients. We are able to offer solutions that really add value in the most appropriate and efficient ways possible.


"They understand business and talk the same language as us - whilst the banks have a computer making the decisions Ultimate's approach is far more human and personal. Above all else they provide vital cashflow at the front end and are super-efficient at collecting debt when due at the other end. It really has been a service worth paying for and a welcome alternative to the banks and others in the field."

"They listened carefully, they understood my business model, they noted the fact I'd never had a bad debt, they realised my clients weren't going bust, and they said 'we think there's a way we can help'. Their flexibility and creativity was so refreshing, and I thought 'Wow, that's exactly what I want!'"

"Maurice has been extraordinarily easy to do business with. The trade team at Ultimate Finance have done a really cracking job. We could not have got here without them."

And a little bit more...

Whatever stage your business is at, whatever industry you operate in and whatever your particular cashflow or funding challenge we can almost certainly create a solution that meets your needs. Ask us now!

Available loan types

Request Fast Business Cash